Ask us about the HomeReady® Mortgage!

WITH ONLY 3% down…
YOUR DREAM OF HOMEOWNERSHIP MAY BE WITHIN REACH!

Mortgage! HomeReady® Funding the about - Northstar us AskDid you know?

You may be able to buy your dream home without making any down payment from your own funds. Our HomeReady® Mortgage is the ideal loan option that makes responsible homeownership easier for buyers who do not have the funds for a customary down payment but would otherwise qualify for a mortgage.

• A minimum 3% contribution may be entirely funded by flexible sources such as gifts or grants.

• Borrowers are not required to provide any down payment from their own funds.

• Qualifying income from non-occupant borrowers is eligible.

• Non-traditional documented income sources accepted.

• Minimum 620 credit score.

• Lower mortgage insurance requirements.

• Available with Conforming Fixed Rate Purchase Mortgages for owner-occupied, single unit residential properties.