Need to qualify a borrower using 12 months of bank statements? No problem!

We’ve got a flexible alternative documentation program with realistic guidelines to help them qualify.


  • Min. FICO 680
  • Loans up to $3M
  • Max. cash out $2M
  • Bank statements with or without asset amortization
  • Bank statements for the most recent 12-month period required
  • Personal or business bank statements allowed
  • W-2 co-borrower is allowed with income and employment fully verified
  • Retirement income usable with verification (1099, award letter, etc.)
  • 15- and 30-year fixed, 5/1, 7/1, 10/1 ARM. Interest only available on ARMs*

* NO I/O in Illinois

We also have an Asset Qualifier!