The team at Northstar (Joe, Rhodora, & Staci) were phenomenal and went above and beyond to help me and my family to get our first home. I cannot express in words the gratitude and happiness this team has brought to my family. I would highly recommend to all my friends and family to go no where, but to Northstar Funding.

Thank you so much!!!


Johnny R.

My husband and I couldn’t be happier with our Mortgage Refi through Northstar Funding. Talk about a professional group of people that work with you through the entire process. We couldn’t have made our Refi happen without this company! Thank you Northstar Funding!

Carolyn Sunlight

My husband and I couldn’t be happier with our mortgage refinance through Northstar Funding. They are very professional and work with you all the way through till the end of your process. We highly recommend Nothrstar Funding.

Yolanda G.

A big thanks to Joe, his team and especially to Rhodora, the Senior Processor, for making our refinancing possible. They were very helpful, knowledgeable, quick to respond and we closed in 5 weeks without any problem. We were valued as a client. Couldn’t be happier.

Lilibeth L.

Jess Silva and his fellow colleagues were very helpful during the mortgage process, which can be VERY overwhelming. Responded immediately to any concerns or questions. Thank you!

Siobhan E.

Joe is exceptionally knowledgeable, helpful and professional. After just one productive phone conversation with Joe, the only thought I had was why haven’t I found them earlier?! Whether if you are a first-time homebuyer or a seasoned real estate investor, Northstar is the partner you are looking for! Highly recommend!

Jessica L.

Joe is the best in the business! Him and his team is fantastic. Honest and reliable. I would go to him first, and no other place.
If he cant get it done, no one can. Others can claim to be the best in the business however I think Joe holds that title undisputed.

Vic Chen

Jess S. from NorthStar funding oversaw a refinance and then a very difficult JUMBO mortgage loan for us. He’s incredibly responsive (even while on vacation!) and was there every step of the way. Not only did they successfully close 2 loans for us, they also leveraged their industry relationships and network to get us recommendations and introductions to the best insurance people and served as a point of contact for us on all things real estate. I’ve already recommended Jess to a coworker.

Zoe Farrell

Joe from Northstar Funding helped me with my home purchase in Nassau County, NY.
I called about 15 banks, and mortgage brokers in NJ and NY to compare the quotes, closing fees, etc… and Northstar Funding got me the best rate, and best product for my needs.
If you are shopping for the best rate, look for further !

David Chung

My family and I couldn’t have been luckier finding Northstar Funding. The team at Northstar saved our mortgage and our home. Their team was always following up and making sure the bank was on top of our loan and they did what no one else could! Thanks again Northstar Team!

Lauren Ross

The Northstar Funding team is the best – made refinancing easy and painless – I highly recommend them – PLUS, Joe saved me a lot of money!!

Myrna Munoz

Hello Joe Pisa. Most awesome mortgage broker ever! Best person to go to before starting the search for a home.

Nadia Dahl Jenson

I just wanted to take a moment to thank Northstar Funding for everything. We closed
on our home and we couldn’t be more happy. Joe and Jen made the
process go so smoothly and were there whenever we had a question or needed

Jen, thank you for answering my countless emails at all hours of the day!
Your prompt responses always put me at ease and I knew you were on top of

Joe, thank you also for being available at all hours of the day. Before we
reached out to you I didn’t think we were going to able to get our home this
year, at least not one we loved. You and your team made a stressful process
less stressful. I have and will recommend you all to anyone buying a house. Thank you again
for everything!

Nicole Cavuoto

Joe Pisa with Northstar Funding provided us with excellent service on our condo purchase in NJ. I was selling an apt in NY simultaneously which made for a difficult deal but Joe was with us every step of the way. Always available and always professional. I would recommend him to any of our friends or family.

Jonathan Frangakis

The team at Northstar are top notch!! They made a daunting task easy with a great system to include a loan portal and continual feedback. Got a great interest rate for my condo in NYC. Rhodora Zapanta gave me continual feedback by text, email and phone calls. My loan closed within a week of when they said it would with no issues. Great team that I highly recommend!!

Enrico Giangeruso

I would strongly recommend Northstar Funding for refinancing your home. They did an exceptional job of managing the entire process so that my time spent was very limited and I got the exact mortgage product that I was looking for.

Timothy Neumann

The service was exceptional and would reccomend Northstar Funding to anyone looking for a mortgage broker. From start to finish I was pleased with the customer service and professionalism of this company. I appreciated the attention to detail and the eagerness to get me settled with my mortgage.

Lauren Curran

My wife and I just purchased our first home with the help of Joseph Pisa from Northstar Funding. He was very thorough in explaining the whole process to us since we were first time buyers. He got us a great rate on a condo that was not fully occupied. At closing the traction went smooth and we got everything that was promised. Great mortgage broker!

Mike N.

The Northstar Funding team made the impossible possible. I was having trouble securing a loan through a larger bank, and they were able to secure me a loan with a great interest rate as well as close within 30 days in the middle of the June closing madness. Through the entire process the team answered each and every question I had and made me feel like I was their priority. I would strongly recommend Northstar Funding for your new mortgage or refinancing needs.

Anthony Racioppi

The Northstar Funding team was able to secure a mortgage for our client within 3 weeks during the busiest month is real estate (June). The process was seamless and we were kept informed on a day to day basis. The service was outstanding. Our team will absolutely be working with them again!

Carton Reynolds Group

I had been working with a Mortgage company to assume the mortgage that my son, my husband and I held with my son’s ex-wife.Their contract stated in black and white that the mortgage was definitely assumable. I applied to Nationstar and they quite frankly jerked me around for 16 months, asking for the same paperwork over and over again. It was insane.Each of our credit scores is between 750 and 775. You’d think they’d jump at the opportunity to continue with people who are never late with their payments. There were reams of ridiculous correspondence. We needed help!

I contacted Northstar and worked with Joe Pisa. I was ready to close in 6 weeks after initial application. Even with the paperwork we needed (which we had on hand having sent it to Nationstar 4-5 times) the office staff stayed on top of our loan and made it easy and efficient to do business with them.

The happy ending to this nightmare was that Northstar closed us a few weeks ago, with the closing agent coming to OUR office after 6pm. We were able to go to business that day and were not inconvenienced at all. If you need plain talk mortgage people, these are your guys. Scarey enough to apply these days without feeling like you’re sitting in the principal’s office.

Short and sweet, if you need mortgage help, call Joe Pisa. Joe and his staff communicate well by email, text or phone. Be amazed…..not only to they get back to you, but they are there with you every step of the way. Thanks team for waking us up from our 16 month nightmare. You truly saved the day, you’re our mortgage super heroes.

Anne Rich

We had a very unconventional property we were trying to purchase and Joe and his team knocked this deal out of the park! He is extremely knowledgeable in his field and truly had the experience to help us close on our dream property! Joe and his team worked around the clock to meet tight deadlines set by the seller. I couldn’t be happier and would recommend Joe to anyone!!!!

Tracy Zarriello

Joe Pisa and his team get it done ! They will get you a mortage at rates that will make your friends refinance with them. Just closed my second mortgage today with them and looking forward to the next one.

Stephen Sposato
The Northstar Funding team is the best – made refinancing easy and painless – I highly recommend them – PLUS, Joe saved me a lot of money!!
Maria M.

My family and I couldn’t have been luckier finding Northstar Funding. The team at Northstar saved our mortgage and our home. Their team was always following up and making sure the bank was on top of our loan and they did what no one else could! Thanks again Northstar Team!

Lauren R.

I stumbled upon NorthStar Funding as I was preparing to close on my new home and boy was that a stroke of luck.  Even the name of this company says it all, NorthStar.  Professional, Dynamic, Caring….these are just a few words that I use to describe this team.  From Mike G to Joe P…they are a good group that truly cares about the consumer and not just about closing the loan. They even followed up POST loan closure to make sure that I was fully satisfied and worked towards resolving an issue POST loan closure…who does that??  Thank you Mike G and Joe P for doing what you do.  If you are looking for a company that cares about you and in doing the right thing, all roads point to NorthStar Funding in my opinion.

Carle X.

After a very frustrating and disappointing mortgage refinancing experience (or rather nightmare) with Quicken Loans, I was referred to Joe at NorthStar Funding by a trusted source. That referral was a blessing because Joe and Mike are true professionals.  They exceeded all my expectations and were able to close my loan in less than 4 weeks! They are honest, prompt, and know the market very well. They also made some really good suggestions on how I can lower certain costs such as home owner insurance. Thanks to their expertise and efficiency I was able to cash out on my refinance and be able to enjoy the upcoming holidays. I cannot thank them enough and highly recommend NorthStar Funding.

Susan L.

Extremely helpful and efficient. Joe and his team went above and beyond in making sure that every detail was taken care of efficiently and expeditiously.

Erika S.

Like many others, I didn’t know where to start on getting a loan. I’ve tried to contact other brokers, but either they didn’t even bother returning my call like they promised, or they kept postponing the appointment with me.

Then, I found Joe at NorthStar Funding here on google and I am eternally grateful I did. Joe set an appointment with me, asked if I wanted to come into the office to meet face to face which immediately made me feel more comfortable in this day in age of virtual relationships. It really made me feel like he wanted to develop a relationship and help my family and I move into our first home. I was honest with him regarding my financial situation, and in return he explained in detail what I needed to do, and how I could improve my profile to lenders for qualifying the loan. I received such valuable advice from Joe regarding my future mortgage loan. The team at Northstar Funding was always there for me when I had any questions.

Joe was great in communicating the sensitive nature of the procedures that underwriters of the loan companies take, which is to make sure that the applicant has enough capital, stable income, a proportional debt-to-equity ratio and good credit score. Keep in mind, I had no pre-existing knowledge regarding the loan process and now I’m able to understand and articulate it to friends who are going through the same process, atleast somewhat

The bottom line is that homebuyers seeking to take out a loan need to be open and forthright with their situation so that their mortgage broker can identify issues before theyre pointed out by the lender. Dont try and lie or sneak information by these people because in the end it will only delay or jeapordize your ability to secure a loan.

We were working with a very very tight timeline, a 30 Day closing, which among people I’ve spoken to was very aggressive but Joe and his team did not falter. They were persistent on both ends of the spectrum, following up with us when we forgot to include a piece of documentation as well as keeping the lender honest. He was very proactive in getting responses from the lender and in the end it allowed us to get our loan done in time.

Joe & Team, you’re awesome! Thank you very much for helping my new family close on our new home and we’ll be back when we upgrade to a new one!

Jess S.

The TEAM at Northstar is the best of the best!  They helped streamline a very stressful time and made it not so stressful with their professionalism, positive attitudes, knowledge, quick turnaround and overall amazing service.  Always there when I had questions, quick to return phone calls and crossed every “t” and dotted every “I”.  I can’t thank them enough for all of their help getting us into our forever home.  We could not have done it without them.  I will highly recommend Northstar Funding for any and all of your loan needs.

Thank you again!!

Cristin D. of Kinnelon, NJ

Cristin D.

This was my first time ever applying for a loan so i truly was overwhelmed and intimidated by the process at the beginning, but luckily i had a really amazing experience with Joe. I found Northstar Funding on Yelp and spoke to all of the local lenders before making my choice. When  I called in, I spoke with Joe Pisa. He knows his stuff, clearly….. I shopped around and at the end of the day I choose to work with Northstar Funding because I knew they would get the job done. He is a professional and delivered exactly what he promised. He let us know when he locked the rate, what the closing costs were upfront, and how much the payment would be each month. Simple as that, and a bunch of documents of course. They had an easy portal to upload documents to and they also used electronic signing which was very convenient since there are a lot of documents to sign. It was all very confusing but Joe made it easy to understand when we compared the LPMI loan to an FHA loan which most companies suggested. Joe was most importantly(to me) VERY accessible, and easy to get in contact with. Bottomline I highly recommend Northstar.

Carolyn S.

I have gone through a dozen personal mortgages processes in my life,but none had been so smooth ,easy and quick,less than a month to conclude the process ,associates very professional  and helpful ;honestly and sincere would recommend it to anyone.

Arnaldo M.

We worked with Northstar Funding on the purchase of our first home. They stuck with us for nearly a year through the most unconventional and difficult of circumstances due to an unreasonable seller. The Northstar Funding  team was there for us every step of the way. They worked tirelessly and never let us down. Our family is finally in our forever home and we have the Northstar Funding team to thank!

Katie P.

“Our closing went off without a hitch! My thanks to all of you for all of your help with this, both on my own loan as well as the one that allowed me to sell my Hoboken condo. We could not have done it without you and I am extremely grateful.”

Best regards, Kent Tarrach

Mike G.

My wife and I recently purchased a condo in Hoboken.  The condo itself did not qualify for a conventional loan.  I interviewed a number of bankers and mortgage brokers before finding Northstar Funding.

Northstar was able to secure me with the best possible rate.  They were extremely knowledgeable, efficient, and professional.  I highly recommend them for your home loans.

Sam L.

Some people may think, how can it possibly ever be fun working with a mortgage broker?  Well, Mike and Joe at Northstar are the perfect examples of an upstanding professionals who are down-to-earth, empathetic and honest.  Working with Northstar was a complete blessing.  No matter how long and tedious this process got, Mike Gliottone made sure I was comfortable and understood everything every step of the way; and when other brokers refused to make it work Mike did. He left no questions unanswered and called me with every single detail, fine toothed and all; I never felt rushed, insignificant or pushed up against a wall with having to agree to things and it’s my belief that being comfortable when working with someone on such a HUGE life changer is of the utmost importance. This review still does not do Mike, Joe or Northstar any justice, I really cannot articulate my gratitude.  Northstar most definitely treated my loan/purchase with white gloves.  My dream of becoming a homeowner came true because of his hard work, dedication and honest-to-god sincere interest in my well-being.  I would recommend Mike Gliottone, Joe Pisa and Northstar to any individual looking to purchase a home.  Again, thank you for being outstanding!

Gina M.

Joseph Pisa,  His responsiveness is very professional, with full details of length of time, directly answer all your question. Thanks for all your help with our mortgage.

Linda D.

My husband and I purchased a home with the aid of the phenomenal staff of Northstar Funding.  They worked with us from beginning to end; pre-approval to closing.  We were both new to home purchasing, and were very much unfamiliar with the process and requirements of acquiring a mortgage.  Not only did Joey, Mike D., and Rhodora make the process easy and pleasant; but, they also locked in a competitive rate.  The rate was far better than what my bank of 20 years was willing to offer me. Considering our time was consumed with work and house hunting, Northstar was able to work with us via phone, email, and fax.  We live in New York and never once had to cross the bridge to Jersey to fill out any paperwork.  The entire team is extremely professional and patient.  They were available to speak with us regarding the hundreds of questions we had, and were able to troubleshoot with their vast knowledge of the mortgage business.   My husband and I would never have been able to do this without the aid of Joey and his team.  We both strongly recommend Northstar without hesitation, and feel confident in their unmatched customer service.

Deanna H.

Me and my wife were new to home buying process. We got a very good mortgage rate and service from Northstar funding both during our original mortgage and mortgage refinance process. Joe and his office were very good in guiding us through the process and the closing was done in time on both occasions. I would highly recommend Northstar funding!

Raja J.

Northstar Funding was diligent, precise and successful in obtaining a mortgage for a client who was closing on a home.  Jennie Gomez and her team were a pleasure to work with throughout the entire closing process from the beginning of the loan application to the date of the closing.  The open line of communication between realtor, lender, attorneys and title company is an important one and they followed through a successful closing for a new home owner.  Highly recommended.

Thank you Jennie and all of Northstar who participated in this transaction.

Peter L.

I couldn’t imagine doing a refinance without northstar funding. They make the difficult tak of refinancing easy. Joe, Jennie and Rhodora are amazing! Fast ,professional and efficient. I have owned ,bought and sold homes over the last 30 years ….  they are the best. Joe found me an amazing rate . My daughter will be looking to buy a home in the next year or so. She has yet to find the right property, but Without a doubt Northstar will be doing the mortgage.

Steve M.

The service was exceptional and would reccomend Northstar Funding to anyone looking for a mortgage broker. From start to finish I was pleased with the customer service and professionalism of this company. I appreciated the attention to detail and the eagerness to get me settled with my mortgage.

Sharon M.

My husband and I worked with Northstar Funding to secure a mortgage to purchase our first house.  They were extremely responsive, very patient and knowledgeable.  We can’t recommend them enough!

Jessica K.

After getting turned down by my mortgage company , I did a Google search and came upon NorthStar Funding group and I must say after reading there positive reviews on Yelp , I called NorthStar and Joseph , Michael, Renata got my mortgage in a fast timely manner
Margate Nj

Ross F.

We had a very unconventional property we were trying to purchase and Joe and his team knocked this deal out of the park! He is extremely knowledgeable in his field and truly had the experience to help us close on our dream property! Joe and his team worked around the clock to meet tight deadlines set by the seller. I couldn’t be happier and would recommend Joe to anyone!!!!

Stephanie O.

It was a pleasure to work with Northstar funding. The owner was a true professional. The ower, JoePisa, and his staff are motivated and dedicated not only to their work but to their CUSTOMERS as well! Thank you to Joe and his team! ERIC H.

Eric H.

Kris Pilone and Renata Lee were amazing to work with from day one to the day of the closing they went above and beyond always to make the mortgage process as easy as possible

M. P.

Mr. Pisa and his team at Northstar were as professional as could be and went beyond what any normal mortgage broker would do in helping getting our loan approved..
Would highly recommend Joe and his team.

Rino C.

Thank you so much for making this deal happen !! You guys worked tire-sly to get it done !! Thank you


As promised we got the lowest rate and we closed on time.

John and Erin Smith

Our Loan Representative held our hand through the process. He was always quick to respond to any questions we had and followed through on everything he said he would ….job well done!

The Doeller Family.

Thank you for the great job you guys did in helping me to buy my First House. You were always there to answer the call and many times the voice of reason. Thank you for worked through a difficult negotiation on the closing we finally made it. It was a tough time , but you stuck by me to the end. I would highly recommend you to anyone Buying a home or looking for a good and Honest Loyal… Thanks again for all your efforts. The best Team…. God bless you all……………

Guill Quintana

Dear Mr. Ravens, Thank you very much for all you have done for my loan making it such a wonderful experience. The attorney and the representative from the Title company at the closing did a good job explaining in details before I signed the documents.

God Bless you

Mrs. Brijlal

Thanks for making the refi happen. I appreciate it. You did a great job.


Gregg Heubach

I just got back from Argentina today and now that I have a chance, I wanted to say THANK YOU for working so diligently to (finally!) close my refi. It was quite an arduous process that, even in the end, felt like it might not happen until the papers were actually signed. You both were great and both I and my fiancee really appreciate it as we prepare for our wedding later this year. It definitely takes some of the financial pressure off of us.

Frantz Michel

My husband and I had the pleasure to work with one of your employees, Georges Chalet, when we were purchasing our first home. He was extremely helpful throughout the whole process and went above and beyond to assist us in every way. We had many questions and a lot of the information was very new to us, but George handled everything professionally and with a smile; which in turn made purchasing our new home so easy. Needless to say, we appreciate everything George has done for us and we wanted you to know that you have a great employee that really aims to satisfy his clients.

Sam & Sandy Ragheb

Thanks for your Card and for your help. We are very happy with how everything turned out. We are especially thankful that you convinced us to actually take out more money to pay off our high interest debit. (Since we originally didn’t want to do that) It certainly was the smart way to go. This card’s our son Xavi. Even though it’s the middle of March, I think we still wish you a good rest of the year, right? I will definitely give your name and number around, first to my good friend Gloria.

Danielle and James

I am writing this e-mail to you because I recently had the honor and privilege to work with Georges Chalet. I am a first time home buyer and did not know what to expect when starting the process. To say the experience was stressful, is an understatement. Fortunately, through a recommendation I was introduced to Mr. Chalet. I can’t thank him enough for all the trouble he went through to finally get us into our new home. Mr. Chalet was always just a phone call away when I had any questions. His professionalism, work ethic and friendly demeanor made my first time home buying experience a pleasant one. Additionally, I recently just began my career as a police officer which is why I was able to buy a house. I know that the other officers just getting hired will also be looking into buying a house. With complete confidence, I will be recommending Georges Chalet and your company.

Thank you

Gemner Rosales

Guys – Really really great work on getting this thing together so fast for me and Kent. Just finalized the close today and everything went smoothly. Really appreciate it – have a great weekend!!!! And I will be enjoying the long weekend in the new home.

Man Lee

Thank you, Joe! You are a miracle worker…Kent was just thrilled with how you were able to come through for him! He told me that you completely deserved the glowing endorsement I gave you in the beginning. 🙂 You are THE BEST! I don’t know what I’d without you

Cell: (800) 917-1595

Fax: (800) 917-1595

website: www.judithdaniels.com

Judith Daniels

Our closing went off without a hitch! My thanks to all of you for all of your help with this, both on my own loan as well as the one that allowed me to sell my Hoboken condo. We could not have done it without you and I am extremely grateful.

Kent Tarrach

NorthStar Funding has proven time after time to be a valuable resource to my clients as well as myself. The knowledge and the service NorthStar Funding provides is something you don’t see often in the lending industry. I would trust them with any of my cliental.

Michael T. Wynn, CLTC

We closed yesterday, thank you very much. I noticed you locked-in lower rate, I really appreciate that. Again… thanks a million.

Dr. Fuad Zeidan

We have closed today. I would like to thank you for all your help and support during the process of acquiring our new home. Thank you for exceptional service you provided. Should I ever buy a property again I know whom I will call 🙂 Please, send my regards to Eunice from us. It has been a real pleasure to work with you guys. Have a blessed the rest of the year.

Oleg and Valentina